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Velosity Credit Card Processing

Velosity enables secure, multi-tenant credit card payment workflows by integrating with PCI-compliant processors. This architecture ensures sensitive card data is never stored or processed by Velosity, while supporting flexible, audit-friendly payment operations.

Overview

  • Customers enter credit card details directly in Velosity’s UI.
  • Card data is securely posted to a PCI-compliant processor (e.g., Helcim).
  • Velosity receives a tokenized payment method or payment intent ID.
  • Only non-sensitive metadata (last-4 digits, brand, expiration) is stored.
  • Payments can be captured immediately or deferred until shipment.

Supported Processors

Velosity supports integration with the following processors:

  • Helcim

Each processor is PCI DSS certified and supports PCI compliant tokenization flow for safe transactions.

Multi-Tenant Support

  • Each tenant can configure their own payment processor
  • Velosity routes payment requests based on tenant configuration
  • Tokenized payment methods are stored per tenant for deferred charging
  • Payment method visibility and UI options are scoped to tenant capabilities

PCI Compliance

Velosity is designed to minimize PCI DSS scope by offloading all sensitive card handling to certified processors:

  • Card entry occurs in Velosity, but sensitive fields are posted directly to the processor.
  • Velosity never stores or transmits raw card data (PAN, CVV).
  • Hosted fields or tokenization flows ensure sensitive data bypasses Velosity.
  • Strict API boundaries prevent ingestion of sensitive fields.
  • Only safe tokens are stored (e.g., payment intent ID, last-4, brand).
  • All PCI obligations (storage, transmission, compliance) are handled by the processor.
  • Velosity logs only safe metadata, preserving auditability.

Data Flow Diagram

Velosity PCI Flow

Steps to Setup (ADMIN)

  1. Sign up for Helcim account. Enter bank information to support transfer of funds from Helcim to your bank
  2. Update the Helcim Integration in Velosity with Helcim credentials
  3. Process a test transaction using the Helcim defined test credit card number

Summary

Velosity’s credit card processing model ensures secure, scalable, and compliant payment handling across tenants. By leveraging tokenization and certified processors, Velosity maintains a minimal PCI footprint while supporting flexible payment workflows.